Disadvantages of using email to sell

Some sales people think using email to sell everything is the best idea. But the truth it is not. It is not a good idea to replace calls with emails when contacting with a potential client. Some people use email to sell products, to avoid the humiliation of rejection. Also the major disadvantage of taking this approach is that there can be a possibility of not getting an email while awaiting a transaction related to a sales process.

More than seventy five percent of the businesses today have replaced calls with emails, and in the process has lost the personal touch. The reason why businesses do this is that feel awkward to face rejection when speaking directly to the customer. It hurts less to hear a no though an email. Some people get tired of hearing the voicemails repeatedly. They think it's a better idea to switch to emails.

When trying to sell products or services to a new client, it is not possible to gain customer's trust through an email, which makes the foundation of a long-term relationship, weak. Some well to do firms, think that they are recognized in the market but they forget that there are strict spam filters installed, these firms take the risk of sending introductory emails to potential customer. There are very little chances that the customer will receive the email and will read it. But when calling a potential customer, there is a higher probability of the customer receiving the call and all the resources invested will be put good use.

If the company still thinks that sending emails to clients is the best approach, some points should be taken care of. The introductory email contains introduction about the company, brief information about the products and services they offer and information about method of purchase and contact. All the information included in the email should give the impression to the reader that the company is interested in benefiting the customer and not themselves.

The introductory email should sound like it's trying to solve the problems and try to build a strong relationship with the prospective customer. For this the targeted people should be thoroughly studied in order to understand their shortcomings and what wonders they would expect from a particular product. In the first time itself; do not mention that the company and the client is a good match for each other. Sales pitches should be repelled completely.

Don't put the company's name in the heading of the email. When the company's name is included in the heading, the customer gets the impression that profit of the company is its top priority and not interest of the customer. It's a good marketing strategy to include the name of the product being sold, features of the product and how it can solve the problem of the reader. The subject should tell it all, and should also catch the attention in the first glance itself.

Its best to start emailing the customer after the foundation of a strong long-term relationship is laid first. At first the customers should be personally approached. Later when the customer's trust is gained, further dealings can be done through emails. Emails should only act as a back up method of communicating. Take care that word like "we" should be avoided and replaced with the word "you". The customer feels that he is being directly referred too.

There should be no negativity in the matter. This sets the mind of the customer in a negative mood and he will actually get the opposite message. For example, instead of writing 'We don't sell low quality products', write 'We sell high quality products'. Don't condition the customer. This creates a pressure on the customer and they will start to avoid any calls and emails from the company.

Emails can be used during difficult times. Suppose some soreness erupted between the parties or at least from the side of the customer, emails written with polite and gentle words can melt the toughness and can open up good terms again. The best thing is to stop using email as the only way of communicating, completely. Companies that directly reach out to clients reflect higher level of confidence and create a good impression on new customers.

 

Anonymous Visitor Marketing

Anonymous visitor marketing or anonymous user marketing is nothing but changing the content of the website according to the taste of the visitor and thus making the information more relevant. Some kind of data is attached with each user known as metadata or supplemental data that is similar to human sensory nerves and gives an idea about how to react to the approaching person.

Metadata or supplemental data consists of information like the geographic location, IP address, browser languages like English, Chinese, German, etc., and also information about domain extension like .edu, .gov, .mil, etc., internet connection speed, operating system, search keyword or sentence, referring URL and screen resolution.

Graphical location tells about the approximate address of the visitor. By this information, the server can search and display information which is specific for the people of that location. Information like climate, temperature, local happening, and time can be displayed accurately. 

IP address or Internet protocol address gives idea of the specific Internet service, company the person is related to. If belonging to an Internet provider the web page displays the speed of the connection and if related to a specific company the website displays the name and logo of the company.

A web page can be formatted in different languages. By analyzing the browser language, the visitor can be can be served with a web page which is easy for him to understand and the visitor is made to feel that the website is centered on his mother tongue which will make him more comfortable.

Different organizations and different sectors have different domain extensions. A website with a .gov extension means that its a government website and a website with .edu extension refers to an educational organization. So the content of the webpage can be changed according to the organization the visitor is related to.

Depending on the Internet connection speed if there are any multimedia downloads the size of downloads can also be managed. There will be different resolution versions of a particular download and if the speed is low, multimedia with the lowest resolution will be downloaded to the visitor's temporary Internet files. This will not interrupt the normal working of the computer.

Different operating systems have different requirements and their functionality also varies. Some websites provide downloadable software and updates which will not be compatible with all kinds of operating systems. These limitations can be determined without interrupting the user.

Search keyword or sentence can be utilized to apply search engine optimization techniques or SEO techniques to the website to make the matter more relevant. Linking data to a specific keyword, which is displayed automatically making the visitor feel that his query was dealt with effectively, does this. 

Referring URL helps the sponsor to compare data with that of the previous page and bring it on the present page. This increases the competition between the websites, the present website will try to prove to be better than the previous website.

If the visitor is surfing the Internet with his hand held device or mobile, the content of the website is trimmed to fit the screen resolution of the device. If the amount of data that is viewed on a normal monitor is displayed over the hand held device, the data will overlap with each other and the content won't be readable.

Anonymous Visitor Marketing

Anonymous visitor marketing or anonymous user marketing is nothing but changing the content of the website according to the taste of the visitor and thus making the information more relevant. Some kind of data is attached with each user known as metadata or supplemental data that is similar to human sensory nerves and gives an idea about how to react to the approaching person.

Metadata or supplemental data consists of information like the geographic location, IP address, browser languages like English, Chinese, German, etc., and also information about domain extension like .edu, .gov, .mil, etc., internet connection speed, operating system, search keyword or sentence, referring URL and screen resolution.

Graphical location tells about the approximate address of the visitor. By this information, the server can search and display information which is specific for the people of that location. Information like climate, temperature, local happening, and time can be displayed accurately. 

IP address or Internet protocol address gives idea of the specific Internet service, company the person is related to. If belonging to an Internet provider the web page displays the speed of the connection and if related to a specific company the website displays the name and logo of the company.

A web page can be formatted in different languages. By analyzing the browser language, the visitor can be can be served with a web page which is easy for him to understand and the visitor is made to feel that the website is centered on his mother tongue which will make him more comfortable.

Different organizations and different sectors have different domain extensions. A website with a .gov extension means that its a government website and a website with .edu extension refers to an educational organization. So the content of the webpage can be changed according to the organization the visitor is related to.

Depending on the Internet connection speed if there are any multimedia downloads the size of downloads can also be managed. There will be different resolution versions of a particular download and if the speed is low, multimedia with the lowest resolution will be downloaded to the visitor's temporary Internet files. This will not interrupt the normal working of the computer.

Different operating systems have different requirements and their functionality also varies. Some websites provide downloadable software and updates which will not be compatible with all kinds of operating systems. These limitations can be determined without interrupting the user.

Search keyword or sentence can be utilized to apply search engine optimization techniques or SEO techniques to the website to make the matter more relevant. Linking data to a specific keyword, which is displayed automatically making the visitor feel that his query was dealt with effectively, does this. 

Referring URL helps the sponsor to compare data with that of the previous page and bring it on the present page. This increases the competition between the websites, the present website will try to prove to be better than the previous website.

If the visitor is surfing the Internet with his hand held device or mobile, the content of the website is trimmed to fit the screen resolution of the device. If the amount of data that is viewed on a normal monitor is displayed over the hand held device, the data will overlap with each other and the content won't be readable.
 

Disadvantages of using email to sell

Some sales people think using email to sell everything is the best idea. But the truth it is not. It is not a good idea to replace calls with emails when contacting with a potential client. Some people use email to sell products, to avoid the humiliation of rejection. Also the major disadvantage of taking this approach is that there can be a possibility of not getting an email while awaiting a transaction related to a sales process.

More than seventy five percent of the businesses today have replaced calls with emails, and in the process has lost the personal touch. The reason why businesses do this is that feel awkward to face rejection when speaking directly to the customer. It hurts less to hear a no though an email. Some people get tired of hearing the voicemails repeatedly. They think it's a better idea to switch to emails.

When trying to sell products or services to a new client, it is not possible to gain customer's trust through an email, which makes the foundation of a long-term relationship, weak. Some well to do firms, think that they are recognized in the market but they forget that there are strict spam filters installed, these firms take the risk of sending introductory emails to potential customer. There are very little chances that the customer will receive the email and will read it. But when calling a potential customer, there is a higher probability of the customer receiving the call and all the resources invested will be put good use.

If the company still thinks that sending emails to clients is the best approach, some points should be taken care of. The introductory email contains introduction about the company, brief information about the products and services they offer and information about method of purchase and contact. All the information included in the email should give the impression to the reader that the company is interested in benefiting the customer and not themselves.

The introductory email should sound like it's trying to solve the problems and try to build a strong relationship with the prospective customer. For this the targeted people should be thoroughly studied in order to understand their shortcomings and what wonders they would expect from a particular product. In the first time itself; do not mention that the company and the client is a good match for each other. Sales pitches should be repelled completely.

Don't put the company's name in the heading of the email. When the company's name is included in the heading, the customer gets the impression that profit of the company is its top priority and not interest of the customer. It's a good marketing strategy to include the name of the product being sold, features of the product and how it can solve the problem of the reader. The subject should tell it all, and should also catch the attention in the first glance itself.

Its best to start emailing the customer after the foundation of a strong long-term relationship is laid first. At first the customers should be personally approached. Later when the customer's trust is gained, further dealings can be done through emails. Emails should only act as a back up method of communicating. Take care that word like "we" should be avoided and replaced with the word "you". The customer feels that he is being directly referred too.

There should be no negativity in the matter. This sets the mind of the customer in a negative mood and he will actually get the opposite message. For example, instead of writing 'We don't sell low quality products', write 'We sell high quality products'. Don't condition the customer. This creates a pressure on the customer and they will start to avoid any calls and emails from the company.

Emails can be used during difficult times. Suppose some soreness erupted between the parties or at least from the side of the customer, emails written with polite and gentle words can melt the toughness and can open up good terms again. The best thing is to stop using email as the only way of communicating, completely. Companies that directly reach out to clients reflect higher level of confidence and create a good impression on new customers.
 

Brainwashing people with education

Ever since John d. Rockefeller created the US General Education Board in 1903, the world seemed set for a big change. To date, I think it’s valid to say that the education system produces a constant supply of employees always need money, work and security. This phenomenon seems to bear witness to the fact that we have been brainwashed to be addicted. After all, before 1903 or even the industrial revolution, most people were farmers and small business owners, not employees.

Today, most people go to school to be taught to work for the rich, shop at the stores of the rich, borrow money from the banks of the rich, invest in enterprises of wealthy through mutual funds, but not how to be rich. Let’s now cut each of the facts mentioned above.

First, many educated people are cared for to work for the rich, because the education system puts too much emphasis on job security. Remember to ask your teacher why you should study hard and get a response that only by studying hard can guarantee a good job? This is done to instill in people the subconscious fear that their finances will not be safe without a job, discouraging entrepreneurship. With fewer people become entrepreneurs, employers get to recruit and retain the best talent (tapping on this fear) and leverage their expertise to increase your wealth, get richer.

To add, many educational institutions teach their students to shop at the stores of the rich because most rich people own part of these schools or donate large sums of money to them. In return, these institutions must repay these favors to get substantial funding. Have you ever wondered why some stores like Macs are always seen in schools? Due to this worthwhile investment by wealthy, consumption for their products increase steadily, bringing them greater wealth.

In addition, many people unknowingly are drilled to borrow money from the banks of the rich, when you don’t have enough. Have you ever wondered why universities give brochures on banks that offer college credit? To add, many of these banks also distribute their committed in schools to preach the benefits of loans (to have for example a credit card it makes elegant) and selling students the illusion that it is convenient to borrow money from banks. All these were done to ensure a steady supply of borrowers to banks, which in turn earn money from the poor through interest capitalization. With this, our next generation has had to borrow from the rich to make them richer.

In addition, many schools also teach their students that it is safe to invest in businesses of the rich through mutual funds. This atrocity is aided by financial institutions that planting many of them cronies to instill in young people the value and benefits from passive investment or leaving “experts” to manage their money. All these allow financial predators prey on your money legally (via taxes and fees) under the guise of helping you. I always remember financial advisors going to school talking about how good funds? Leaving aside the sales speech, most of them also tell you which funds charge fees and commissions where also can leech your money if you pick the wrong stocks and lose your money? I bet not yet many brainwashed is ongoing.

Now, many might ask that since it is so bad, why doesn’t the Government step in? I have 2 responses to your question.

Firstly, the Government does not have enough power to offend the rich, because if all these capitalists withdraw their capital, the volatile economy will go bust. Moreover, politicians are elected to protect rich systems that fund their campaigns.

Secondly, this phenomenon remains taxes, debt and rising inflation. All these weaken people financially and enables greater consolidation of government power. As many of you know, most people will do anything to maintain and gain power.

So to conclude, I believe that readers have gained a clear understanding of how and why the next generation is being indoctrinated to enrich the rich. In the meantime, since we can now see the big picture, it is vital that do something to reduce or stop this, allowing for more equality in this world.

New FICO credit score 8 points calculator

The new product, the credit score FICO 8 mortgage, ought to do a better job at predicting whether homeowners will keep paying their mortgages.

The last scoring product, now available from all three major credit reporting agencies, credit offers mortgage lenders ‘ more precise risk assessment for the housing market, “according to Fair Isaac Corp., the Minneapolis-based company which developed the FICO score.

The widely used credit score is an important factor for owners seeking to refinance their current mortgage or a mortgage for home purchase. While a score of 700 is considered good, borrowers should typically score around 650 or 620, depending on other factors such as the amount of home equity, to get a mortgage loan.

A lower score can mean paying a higher mortgage interest. Check mortgage rates. Fair Isaac says, can mean a difference of 100 points, paying $ 40,000 in extra interest payments more alive than a 30 year mortgage, $ 300,000.

Borrowers should check their credit score at myfico.com before requesting a mortgage check for errors and outdated information in the report, which can be expensive. Pay your bills on time, while maintaining low debt levels and don’t ask often credit can also help your credit score. Free FICO ® Credit Score estimator

8 FIG score mortgage maintains the same range of 300 to 850, but is designed specifically for mortgage lenders and servicers, which administer the loans.

The new score, according to Fair Isaac, helps mortgage servicers place owners at risk of default and seek solutions to prevent foreclosures. You may be able to save the mortgage industry $ 1 billion in costs of foreclosure and help more than 100,000 homeowners to keep their homes.

Placing more emphasis on the mortgage, the new score helps owners at risk instead of mortgage services pushing homeowners that are over 90 days late in lower scores.

The new score takes into account additional data sources on consumer credit, in order to improve its predictive capacity by up to 25 percent, the company said. The new score also is supposed to be easier for lenders to explain to mortgage borrowers.

“Wide availability of FICO 8 mortgage score means that all U.S. lenders and servicers now easily access scores that are fine-tuned for mortgage performance,” said Jordan Graham, executive vice President of FIG.

“To do the best job of assessing the risk and increase profits, lenders need scoring analytics credit mortgage which incorporate performance because the subprime mortgage meltdown, credit to date,” said Craig Focardi, senior research director at TowerGroup

Contracts, payments, interest and percentages

In all forms of payment, there are certain limits that people should always remember. All payments are based on a contract and if there would be a breach of a contract the two parties would be handled by the Court. Payments that are often involved in a contract is the payment of a supplement. When a person is engaged in a loan, the financial institution has the right to set the price increases for certain payments that are not paid in the time allotted. Once again, assigned times in any payment or questions on late payments are listed on the contract and any violation of the fact or the financial institution or the person who lent is subjected by the Court. The person who has acquired the loan must be informed about the charges, delay of payments issues, as well as the importance of percentages in the contract so that he would no longer lending.

Another important factor in a contract is the percentages in terms of interest. All loans are covered by interests and individuals who are looking for loans should always remember that there are always percentages for loans and late payments. If the person would not be able to calculate the percentages and he would sign the contract immediately, the financial institution reserves the right to apply any interest rates even asking for more money in terms of late payments. That’s why most companies are often lawyers and accountants to compute for interest rates and fees before applying for loans, because a company may lose more money, rather than making a lot of money. In order to prevent any violations and clauses in the contract, the lawyer will assess for any loopholes that the lending company may impose in the future. It is also important for companies to have a lawyer to evaluate their contracts, as well as a consulting firm to evaluate the loan interest rates. Various government institutions have a strict law on contracts and payments in arrears for this reason those who ask for a loan must always be prepared.